BE Frank Insurance

Answer library

Dental & Vision

Why dental and vision coverage is worth it, and what exams catch.

Dental

  • Preventing oral health problems before they start is one of the best ways to keep dental costs down.
  • Regular dental check-ups and cleanings help keep teeth and gums healthy.
  • Visiting a dentist regularly can lead to early detection of serious diseases — which alone can make dental insurance well worth the investment.
  • Surveys find that a person’s smile is their most important feature.
  • People with gum disease are two times more likely to suffer from coronary heart disease.
  • “Poor oral health increases one’s risk of heart disease by 180 percent, risk of stroke by 300 percent and risk of respiratory infection by 500 percent.” (AARP Bulletin, January 2011)
  • Routine oral health exams can uncover symptoms of diabetes, osteoporosis, and low bone mass (WebMD.com, American Dental Association, American Dental Hygienists’ Association).
  • Complications associated with gum disease:
    • Tooth loss
    • Coronary artery disease
    • Stroke
    • Premature, low-birth-weight babies
    • Poorly controlled diabetes
    • Respiratory problems
    • Rheumatoid arthritis
    • Asthma

Vision

  • Good visual health is critical to your quality of life — it lets you see the world, drive, read, watch TV, and play sports.
  • More than 11 million Americans have an uncorrected visual impairment that can impact quality of life and, in some cases, lead to more serious eye conditions (National Eye Institute).
  • Annual eye appointments are important; a yearly comprehensive eye exam helps protect your vision.
  • Comprehensive eye exams include:
    • pupil dilation
    • retinal examination
    • glaucoma testing
    • visual field tests
    • eye muscle tests
    • standard vision tests
  • Annual eye exams are about more than just whether you need glasses or contacts.
  • With 75% of people needing some type of vision correction, a vision plan is a good value.
  • About 93 million American adults are at high risk for serious vision loss, and only about half visited an eye doctor in the past 12 months (CDC).
  • Signs that it’s time to check your vision:
    • blurred vision
    • headaches
    • glare / halos around lights
    • squinting

Have a question this didn’t answer? Schedule a free conversation.